Keep reading for how to determine how much to plan in each category. Estimate Your Expenses. Now that you have categories, list out the amount you expect to spend in each category in the “budgeted” column. See below for common budget categories.ģ. Include categories for all bills, spending, debt payments, and savings. Vague categories make your spending harder to track. Create Categories. Moving down to the expenses section, write down all the categories you typically spend money in. List each paycheck out separately in the sections provided.Ģ. Your budget will be different every month, because of things like birthdays, holidays, and special events. Write in Your Income. Using your Budget Spreadsheet, write down your expected income under the “income” section. Dave Ramsey Monthly Budget Buster Printables. On your digital budgeting spreadsheet, for each paycheck, fill out the following:ġ. A budget worksheet or template is what can help you solve your money problems and help you keep track of your money. It is so much easier to keep track of your dollars when you think of it this way! You are basically going to budget by paycheck, or do paycheck budgeting.įollow these steps for each paycheck. This is the best way to budget because you will be determining what the dollars from each paycheck are actually and literally going to be paying for.
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